Do you remember the first time you ever got behind the wheel of a bumper car The thrill that came the first time you slammed into someone as hard as you could and nothing happened

Have you ever heard someone tell you to slow down That you're letting life pass you by

Did you know that most standard homeowner's insurance policies won't pay for flood damage following a flood, a hurricane, a tornado or spring thaw in upstate New York (Hey, when you see an average of five feet of snow or more each year you can pretty much plan on swimming in your basement come April