With the largest toy factory in the world, an army of elves and a red velvet fur-trimmed suit, it appears that Santa has everything he could possibly want for Christmas However, if Mrs

Holiday insurance is an integral part of any gap year trip and if you’re planning on taking a year out from your studies, in order to see the world, then it’s important that you choose the travel insurance cover that’s right for you Here are some questions that will help you determine if you are choosing the correct holiday insurance cover: Are you travelling in more than one continent

Like many industries, luxury holiday operators are showing signs of the downturn There are airlines, holiday insurance companies and travel companies reporting significant losses

Sometimes careless travellers are to blame for their own accidents Take a look at these amusing lapses in judgement and try to judge whether the people involved even had the good sense to acquire any cheap travel insurance before they set off on their misadventures

Most people buy their cheap holiday insurance at the last minute before they go away, don’t bother to read the small print, and then forget about it for the duration of the trip In many cases this isn’t a problem, as the majority of holidays pass without a hitch, but when the times comes for making a claim many travellers are woefully under prepared

Everyone loves adventure and excitement on holidays Part of the joy of going on holiday is experiencing things that you wouldn’t normally, and trying activities that really get your heart pumping

1 Byron In 1824 the immoderate libertine found himself in Messolonghi, consorting with Alexandros Mavrokordatos on how best to recapture the Turkish fortress of Lepanto for Greece

Excess is a part of most car, home and travel insurance policies It’s an odd word, and not always fully explained in an insurance context

Travelling while pregnant can be a bit of a gamble “When should be your cut off date

As the economic downturn starts to bite, most people are looking to trim costs wherever they can Of course, people still want to enjoy their holidays, but finding budget deals and cutting unnecessary holiday expenses has become more important then ever before