Seb Frey

Seb Frey is a Capitola, California Real Estate Broker specializing in Santa Cruz Real Estate. He is fluent in Spanish and enjoys helping people find their piece of the American Dream in Santa Cruz. You can find Seb's blog at SantaCruzHomeBroker.com/blog.
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FHA 203K Loans for Dummies

This article explores the FHA 203K "Rebab" loan.

Typical Lender Required Repairs for FHA Loans

When getting FHA financing to purchase a home, it is important to know that the FHA guidelines will often require repairs to be made to the home before the purchase will be approved. This article explores some of those common repairs.

Nothing is more important than the location of real estate. Location is king. This article explores the importance of location in the purchase of real estate.

Many sellers think it is the buyer's responsibility to do home inspections - and it is. But a smart home seller will do inspections before putting a house up for sale.

Everyone wants to know, "How much is my house worth?" This article examines how you can estimate the likely sale price of your home.

What Are Closing Costs and How to Reduce Them

Many buyers are surprised by the amount of fees involved in purchasing a home, aside from the cost of the home itself. This article discusses those fees and how to reduce them.

How to Get the Best Interest Rate on a Home Loan

It is very important to get the very best interest rate when buying a house with a home loan. It can save you many tens of thousands of dollars over the life of the loan.

What to Look for in a Title Insurance Policy

Title Insurance is required by most lenders who loan on residential property. This article discusses what to look for in your title insurance policy.

How To Make Money With Fixer-Uppers

When it comes to buying and selling "fixer upper" properties for profit, many have tried and many have failed. This article explores how to succeed with fixer uppers.

Negotiating a Short Sale with Your Lender

The trickiest part of buying "pre-foreclosure" or "short sale" real estate is negotiating with the lender. This article examines this aspect of the deal.







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