Under a Ministry of Defence (MOD) scheme, 300,000 personnel in the armed forces are being offered life assurance Before this scheme the forces found it difficult and expensive to get insurance because of the dangerous nature of their jobs

House repossessions have soared from the beginning of 2008, people who are hit hardest by these repossessions are borrowers who have borrowed more than they can afford against their property Other causes that have emerged are fraudulent activity by property developers

Smokers and the overweight are seeing increased life insurance prices The insurance industry is penalizing these people with higher costs of cover